Signs of Storm or Weather Damage to Look For

After a storm, some damage is obvious — and some isn't. Here's what's worth checking before you decide what to do next.

On the roof

Missing or curled shingles, bald spots where granules have worn away, and dents in metal flashing or vents are the most common signs. Hail damage in particular can look minor from the ground — bruised or cracked shingles often aren't visible without a closer look (binoculars or a professional inspection, not necessarily climbing up yourself).

Gutters and downspouts

Dents, sagging sections, or gutters pulling away from the fascia are common after hail or high wind, and are often the most visible early sign something happened.

Windows and siding

Cracked panes, damaged screens, and dented or cracked siding are usually easy to spot. Check caulking and seals too — wind-driven rain can force water in through gaps that weren't a problem before.

Inside the house

Water stains on ceilings or upper walls, a musty smell, or a sudden spike in attic humidity can mean a roof leak that isn't visible from outside yet. These are worth checking even if the roof looks fine from the ground.

What to do next

Take photos and dated notes as soon as you notice anything. Most homeowners insurance covers sudden storm damage (not gradual wear), but coverage and deadlines vary by policy — check with your insurer directly rather than assuming, and get a contractor's inspection before deciding between repair and replacement.